Negative option or unauthorised transaction
Silence treated as renewal approval
A fictional service states that failing to reply to an email will be treated as approval for a new paid add-on at renewal.
Individual HTML example · Sneaking
A fictional trial email provides an opt-out link that returns an error, then charges the customer because the failed request is recorded as no response.
This is an original fictional comparison. It depicts no real company and is not a legal finding or safe harbour.
A fictional trial email provides an opt-out link that returns an error, then charges the customer because the failed request is recorded as no response.
Keep your trial benefits. The opt-out link errors and the system interprets failure as acceptance.. Blocking step: No response recorded: current. Obscured outcome: Download opt-out receipt: current
Your opt-out is recorded. The request receives a timestamped receipt and no renewal charge is created.. Completion step: Download opt-out receipt: completed. Recorded outcome: No response recorded: completed. Request recorded: Download opt-out receipt
Why the first version can mislead: The final commercial state diverges from the choice represented earlier in the journey. The problematic state records: “The opt-out link errors and the system interprets failure as acceptance.” Review the timing and affirmative selection needed before “No response recorded” changes price, product or recurring liability. A person can be charged despite attempting to refuse the transaction through the supplied route.
What a fairer design does: Make the refusal route reliable, record attempted requests and suspend charging when the service cannot confirm the choice.
Complete pattern context
Silence, inactivity or an ineffective prior interaction is treated as authorisation for a paid or consequential transaction. The label describes a recurring design mechanism; whether a particular implementation is harmful or unlawful depends on the complete journey, audience, evidence and rules within scope.
The full guide explains inclusion and exclusion criteria, harms, fair design principles, evidence questions and the relevant EU legal information layers. The example page isolates one scenario so it can be shared and discussed without reproducing the complete library on one page.
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Negative option or unauthorised transaction
A fictional service states that failing to reply to an email will be treated as approval for a new paid add-on at renewal.
Bait and switch
A fictional account page labels a prominent control “Download document”, but it launches an optional browser-extension installer instead.
Bait and switch
A fictional booking flow records a basic fare selection but the final action purchases a premium flexible fare without a new price-and-product confirmation.
Evidence base