Individual HTML example · Obstruction

Plan details cannot be retained side by side

A fictional quote tool reveals one plan at a time, clears the previous plan whenever another is opened and provides no stable summary of limits, excess or exclusions.

Comparison preventionInsurance quote comparisonPricing

This is an original fictional comparison. It depicts no real company and is not a legal finding or safe harbour.

Insurance quote comparisonPricing

Plan details cannot be retained side by side

A fictional quote tool reveals one plan at a time, clears the previous plan whenever another is opened and provides no stable summary of limits, excess or exclusions.

Potentially problematicReview one plan

Review one plan. Opening another quote removes the earlier plan and changes the order of attributes.. Open next quote. Open comparison table

Neutral alternativeCompare three quotes

Compare three quotes. Selected plans remain visible in one consistent table.. Open comparison table. Open next quote. Price, period and commitment, expanded: The price and material terms associated with “Open comparison table” remain beside this choice.

Why the first version can mislead: The route adds avoidable effort between the user’s stated intention and completion. In this insurance quote comparison example, the obstacle is: “Opening another quote removes the earlier plan and changes the order of attributes.” Evidence should show whether the alternative remains usable and whether “Open comparison table” reaches the represented state. A shopper may be unable to compare material dimensions and may default to the plan the interface opens last.

What a fairer design does: Provide a durable side-by-side table with consistent price, limit, excess and exclusion fields, while keeping source detail available.

Show annotated differences (2)
Potentially problematic version
  • Open comparison tableIn “Plan details cannot be retained side by side”, this element shows how comparison prevention can shape the decision.
Neutral alternative
  • Price, period and commitment, expanded: The price and material terms associated with “Open comparison table” remain beside this choice.In “Plan details cannot be retained side by side”, this element keeps the clearer alternative visible at the same decision point.
Review questions (3)
  • How many steps, waits and channel changes separate “Open next quote” from the completed insurance quote comparison outcome?
  • Place the compared prices, billing periods and material terms on one evidence sheet; where does it support “At least one material attribute cannot be compared without avoidable transformation or navigation”?
  • Measure the same task through the clearest available route: does the effort difference persist once “optional advanced detail with a complete comparable summary” is accounted for?
Side-by-side insurance quote comparison interface showing “Review one plan” and the clearer alternative “Compare three quotes”.Provenance: Original hypothetical insurance quote comparison example created for this library; no real business, product or interface is depicted.

Complete pattern context

How this example relates to Comparison prevention

Information needed to compare products, plans or consequences is presented in inconsistent, fragmented or unusable form. The label describes a recurring design mechanism; whether a particular implementation is harmful or unlawful depends on the complete journey, audience, evidence and rules within scope.

The full guide explains inclusion and exclusion criteria, harms, fair design principles, evidence questions and the relevant EU legal information layers. The example page isolates one scenario so it can be shared and discussed without reproducing the complete library on one page.

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Comparison prevention

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A fictional provider shows one plan per week, another per four weeks and a third per gigabyte, without a consistent total or usage assumption.

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Account deletion obstruction

Deactivation presented as deletion

Social account settingsAccount Management

A fictional platform labels a control “Delete account”, but the confirmation only hides the profile and leaves data and reactivation available indefinitely.

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Account deletion obstruction

Deletion buried behind an unsupported ticket

Shopping accountAccount Management

A fictional retailer places account deletion behind six help pages and requires a support ticket containing an order number even for users who never ordered.

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Sources and provenance for this example

Evidence base

Sources

  1. Dark commercial patternsOrganisation for Economic Co-operation and Development · Secondary · checked 2026-09-14 · OECD Digital Economy Papers No. 336
  2. Unfair Commercial Practices DirectiveEuropean Parliament and Council of the European Union · Primary · checked 2026-08-09 · Directive 2005/29/EC; CELEX 02005L0029-20220528